Merchant Processing and Payment Solutions

Metaratus conducts a comprehensive analysis of the organization's current processing arrangement, examining interchange rates, processor markups, fee structures, and contract terms. The analysis identifies specific areas where costs can be reduced through rate renegotiation, provider transition, transaction classification correction, or processing technology changes. Cost reduction recommendations are presented with projected savings based on the organization's actual transaction data.

Yes, Metaratus provides guidance on PCI DSS compliance requirements for organizations that process, store, or transmit payment card data. Compliance guidance is integrated into the overall payment infrastructure consulting engagement rather than treated as a separate administrative exercise.

Metaratus supports card-present and card-not-present processing, ecommerce and online payment gateways, mobile payment solutions, ACH and electronic check processing, and recurring billing and subscription management. Specific capabilities are configured based on the organization's transaction types and customer payment preferences.

Provider transitions typically take two to four weeks from decision to active processing, depending on the complexity of the organization's payment infrastructure and integration requirements. Metaratus manages the transition process to minimize disruption to the organization's payment operations.

Metaratus charges consulting fees for merchant processing analysis and payment optimization. The firm does not accept commissions or referral fees from payment processors, ensuring that recommendations are based solely on the organization's best interest in terms of cost, functionality, and service quality.

Yes, Metaratus can advise on payment processing solutions for organizations with international customers, including multi-currency processing, cross-border fee structures, and compliance with international payment regulations where the organization operates.